Stop the IRS From Seizing Your Bank Account or Assets

An IRS tax levy is the legal seizure of property or funds to satisfy an unpaid tax debt. Unlike a tax lien (a legal claim against property), a levy is the actual taking of assets. The IRS can levy bank accounts, wages, Social Security benefits, retirement accounts, accounts receivable, and physical property.

A bank account levy places a 21-day hold on funds before they are transferred to the IRS — this window is critical for taxpayers seeking to recover their money. 911 Tax Relief acts the same day to contact the IRS, document financial hardship, and pursue a levy release.

How 911 Tax Relief Helps

Same-Day IRS Contact

We notify the IRS of representation immediately, which pauses further enforcement communication directly with the taxpayer.

21-Day Window Utilization

For bank levies, we work aggressively within the 21-day hold period to document hardship and negotiate a release before funds are permanently transferred to the IRS.

Levy Release Negotiation

We present qualifying grounds for levy release including economic hardship, collection due process rights, or entry into an acceptable resolution agreement.

Asset Recovery

In cases where the IRS issues a release within the 21-day window, we coordinate with the financial institution to unfreeze and return levied funds.

Long-Term Resolution

Simultaneously, we establish a resolution — installment agreement, Offer in Compromise, or hardship status — to prevent future levies.

Who Qualifies

  • Taxpayers who have received an IRS Notice of Levy (CP504, LT11, or Letter 668-A)
  • Individuals whose bank accounts have been frozen or partially seized by the IRS
  • Business owners facing IRS seizure of accounts receivable
  • Taxpayers whose Social Security or retirement income has been partially levied

Get Immediate IRS Representation

Call 911 Tax Relief Now: 1-877-791-1829

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Frequently Asked Questions — IRS Tax Levy Release

IRS Tax Levy Release

+ How long does the IRS hold levied bank funds before taking them?

The IRS places a 21-day hold on bank account funds after serving a levy. The bank cannot release the funds to the IRS during this period. This 21-day window is the critical opportunity for 911 Tax Relief to negotiate a release and potentially recover the frozen funds.

If 911 Tax Relief secures a levy release before the 21-day hold expires, the bank returns the funds to the taxpayer. After funds have been transferred to the IRS, recovery is more difficult but may be possible through an Offer in Compromise or by demonstrating the levy caused economic hardship.

No. The IRS must issue a series of notices before levying, including a Final Notice of Intent to Levy. Taxpayers have 30 days from this final notice to request a Collection Due Process hearing. If no action is taken, the IRS can proceed with the levy.

Yes. The IRS can levy certain retirement accounts, including IRAs and 401(k)s, though there are procedural requirements. We can intervene to prevent retirement account levies or pursue release if a levy has been served.

A tax lien is a legal claim the IRS files against a taxpayer's property to secure a tax debt — it affects credit and the ability to sell or refinance assets but does not immediately seize funds. A tax levy is the actual seizure of assets. We handle both, pursuing lien withdrawals and levy releases.

The IRS can issue multiple levies. If the underlying tax debt is not resolved, the IRS can serve additional bank levies in the future. Resolving the debt or entering a formal arrangement prevents further levies.
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